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    Topic: Benefits Healthcare

    What is an ERISA Wrap Document, and Why Do You Need One?
    By Bretton Chatham on January 10, 2022 | 6 min read time

    ERISA covers more benefits plans than many employers realize, and it takes more than a plan booklet to comply with federal regulation.  How can small...

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    The No Surprises Act Takes Effect: What to Know for 2022
    By Will Miranne on January 7, 2022 | 5 min read time

    With the No Surprises Act (NSA) now in place, there are new restrictions and regulations that must be followed by out-of-network health providers....

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    Out-of-Network Providers & How to Handle Them
    By Will Miranne on January 5, 2022 | 4 min read time

    When choosing an insurance provider, understanding which medical providers are both in and out-of-network is crucial. This will determine which...

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    5 Questions to Ask About Your Prescription Drug Coverage
    By Bretton Chatham on December 29, 2021 | 6 min read time

    It’s becoming an increasingly common experience for someone with a medical need to leave the pharmacy empty handed. Drugstore sticker shock has many...

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    How Much Should I Contribute to My HSA?
    By Will Miranne on December 23, 2021 | 7 min read time

    HSAs are an excellent means of saving money for those dreaded medical expenses. Understanding when to contribute and just how much is most beneficial...

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    Can You Use an HSA for Cosmetic Surgery?
    By Bretton Chatham on December 20, 2021 | 9 min read time

    Of course, not all medical expenses are covered by an individual’s health insurance plan. But that doesn’t mean there’s no relief for out-of-pocket...

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    Can You Have an HSA and HRA at the Same Time?
    By Will Miranne on December 17, 2021 | 4 min read time

    A common question many people ask is “Can I have an HRA and an HSA at the same time?” The answer is yes. The primary difference lies in the ownership...

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    What Happens to an Employee’s Insurance if They Move?
    By Will Miranne on December 17, 2021 | 5 min read time

    As the pandemic continues to disrupt the workforce, employers are looking for better ways to conduct business safely and efficiently. This...

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    Can I Contribute to an HSA if My Spouse Has an FSA?
    By Will Miranne on December 16, 2021 | 4 min read time

    HSAs and FSAs are similar, yet different types of health plans. They are both intended to offer people a tax-advantaged means of paying for health...

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    What's the Difference Between Passive and Active Enrollment?
    By Bretton Chatham on December 10, 2021 | 6 min read time

    Preparing for open enrollment, HR and employers often spend a lot of time thinking about what benefits to offer, but much less how they're going to...

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