PBMs in Healthcare & How They Affect Drug Spending
    Picture of Will Miranne Will Miranne | October 12, 2021

    It often goes overlooked that behind every health plan is actually another entity known as a Pharmacy Benefit Manager (PBM). PBMs are behind the...

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    Defined: What is a Multiple Employer Welfare Arrangement (MEWA)?
    Picture of Will Miranne Will Miranne | September 29, 2021

    As employers prepare for open enrollment and begin planning recruitment strategies, it is crucial for teams to recognize how they can best maximize...

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    ACA Affordability Threshold Lowered for 2022
    Picture of Bretton Chatham Bretton Chatham | September 9, 2021

    The IRS recently announced that it will lower the affordability threshold requirement for employer-sponsored health plans in 2022. Depending on...

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    Why You Should be Offering Ancillary Insurance
    Picture of Will Miranne Will Miranne | September 3, 2021

    Ancillary benefits are becoming more and more necessary for attracting top talent. Find out why your company should be offering ancillary insurance...

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    How to Write a Bereavement Leave Policy
    Picture of Bretton Chatham Bretton Chatham | September 2, 2021

    It’s a conversation no one wants to have, but like death itself, discussing bereavement leave can only be avoided so long. In fact, the...

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    GoodRx vs. Insurance: Which Should I Use?
    Picture of Lauren Brown Lauren Brown | August 4, 2021

    While individuals might have prescription coverage through their employer-sponsored health plans, they might still face high costs for their...

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    Template: PTO Communication to Remind Employees to Use Time Off Hours
    Picture of Drew Gieseke Drew Gieseke | August 4, 2021

    How does your company handle end-of-year time off requests? Organizations that utilize a “use it or lose it” PTO approach may find HR overwhelmed by...

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    Do Employers Have to Offer Health Insurance?
    Picture of Lauren Brown Lauren Brown | August 3, 2021

    It’s no secret that employer-sponsored health plans, including dental and vision insurance, remain the most popular employee benefit. In fact, 88% of...

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    How to Fill Out Form 941 to Receive COBRA Subsidy Tax Credits
    Picture of Drew Gieseke Drew Gieseke | July 19, 2021

    Employers with team members who have been laid off or furloughed may qualify for COBRA subsidies that cover the full cost of coverage through the end...

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    Is it Legal for People to Use FSAs and HSAs Together?
    Picture of Drew Gieseke Drew Gieseke | July 11, 2021

    Yes, employees can use an HSA and an FSA together, but with important exceptions. According to IRS Publication 969, a standard FSA is generally...

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